Benefits

Life & Disability Insurance for Businesses

Alabama, Texas, Georgia, Tennessee, Mississippi, Florida, Louisiana and any other state

Employees value more than just a paycheck — they want peace of mind that their families and income are protected. At Parsons Employee Benefits, we help businesses offer life and disability insurance that strengthens loyalty, supports financial security, and positions your business as a true employer of choice.


Alabama, Texas, Georgia, Tennessee, Mississippi, Florida, Louisiana and any other state

Schedule Your Consultation
A group of people are sitting around a table with one woman holding a tablet

WORKING TOGETHER

We work with you to develop the very best solutions for your challenges!

Shield icon with a cross in the middle, representing health or protection.

Protect What Matters Most

A complete benefits package which includes life and disability insurance shows your employees and their families you care about their long-term security and peace of mind.

Icon of a family under a shield with a heart, suggesting protection or care.

Attract & Retain Top Talent

Providing this essential protections helps you attract and retain top talent , build loyalty, and reduce turnover — strengthening your business from the inside out.


Alabama, Texas, Georgia, Tennessee, Mississippi, Florida, Louisiana and any other state

Icon of people and a dollar sign with arrows representing the circulation of money.

Tailored to Your Business & Budget

We design customized plans that meet your budget and your team’s needs, without sacrificing value or coverage. You get maximum value, minimum cost.

Hand pressing button with radiating lines.

Seamless Online Enrollment

Our no-cost online enrollment platform makes it easy for employees to enroll and manage their coverage anytime, anywhere — simplifying administration for you and improving satisfaction for them.

Protecting What Matters Most

Every service we offer comes with full administrative support  from Parsons Employee Benefits — so you don’t need to worry about managing enrollment, answering employee questions, or keeping up with legal changes. We handle it all for you, providing expert guidance, streamlined processes, and a reliable partner who’s always in your corner.

Offering life insurance shows employees you care about their loved ones. Disability coverage protects the paychecks they rely on — providing essential security if they’re unable to work. Whether these benefits are employer-paid or voluntary, they play a crucial role in helping you attract and retain top talent.


Alabama, Texas, Georgia, Tennessee, Mississippi, Florida, Louisiana and any other state

We help you build flexible, comprehensive options that support every employee — regardless of pre-existing conditions — and keep your benefits strategy affordable and effective.

Schedule Your Consultation

Why Life & Disability Coverage Matters

  • Life Insurance: Provides financial protection to employees' families in the event of unexpected loss. Payments can be structured as a lump sum or customized to their preferences.


  • Disability Insurance: Helps replace income when employees can't work due to illness or injury, offering critical peace of mind.



Our approach focuses on better benefits, smarter spending, so you can offer powerful coverage without overextending your budget.

Flexible, Customized Plans

At Parsons, we listen first — then tailor solutions to your needs and budget. We guide you through:

01

Coverage amounts and options

02

How policies interact with social security or other existing benefits

03

Handling pre-existing conditions

04

Structuring payouts and determining affordability

05

Balancing multiple benefits (e.g., critical illness, dental/vision) to focus on what’s most important for your team

Group Life Insurance Plans

Group life insurance supports employees’ families by providing financial protection in the event of a loss. We help you create affordable, flexible plans that give your team peace of mind — and reinforce your commitment to their well-being.

Group Disability Insurance Plans

Disability insurance ensures employees are protected if they’re unable to work due to illness or injury. Our plans help safeguard income and provide vital support during challenging times, all while keeping costs manageable for your business.

FAQs for Alabama Employers

Have questions about life and disability insurance? We answer common employer questions to help you make informed, confident decisions — all without the jargon.

Let's Talk insurance!

Ready to Strengthen Your Benefits Package?

We help Alabama businesses create affordable, customized life and disability insurance plans that support employees, strengthen retention, and protect what matters most — all with personal support from Will Parsons and his dedicated team.